Medicare Open Enrollment

Medicare Part D Open Enrollment is Oct. 15 - Dec. 7

Medicare Part D plan changes every year. Make sure it is still the right one for you.

What is Medicare Part D? Medicare Part D is a prescription drug benefit offered under the United States federal government's Medicare program. It was created in 2006 as a replacement for the former Medicare+Choice program.

How does Medicare Part D work? The basic idea behind Part D is to provide seniors with access to affordable prescription drugs. To do this, the U.S. federal government provides subsidies to private insurance companies who then offer their customers coverage for prescription drugs.

Who is eligible for Medicare Part D? To qualify for Medicare Part D, you must meet certain requirements. Eligibility includes those who are 65 or older, people who have received Social Security Disability(SSDI) for more than 24 months, or those who have been diagnosed with end-stage renal disease.

What types of plans are available for Medicare Part D? There are two major options for Medicare Part D plans: stand alone and managed care. Stand alone plans are sold directly by insurance companies. Managed care plans are sold through HMOs and PPOs. Both stand alone and managed care plans cover both brand name and generic medications.

Do I need to pay anything out of pocket for my prescriptions? Some plans have copays. The specified amount varies depending on your plan.

Here is an additional site for more information: